Comment by TeMPOraL

> I think we'll see a lot more of this as banking APIs become more available.

Available to whom, though? Companies with millions of dollars of capital or VC money?

I've been asking for, in the past decade, is a read/write API access to my personal account. I can make it work from there myself, and I can do it better than the bank. Hell, even just read-only access would streamline my banking and solve 90% of the use cases I have in mind. But no, it didn't happen, and it's not going to happen.

And I suspect why: because web and mobile apps are first and foremost a way for the bank to upsell financial products.