Comment by komocode

> That's not exactly what happened. "they give you a credit at purchase time"

That would still be a refund on the Apple Card. "amount of the credit [...] to my Apple Card balance." means Apple refunded a portion of the balance.

> Anyway, the important point you're missing is that if Apple was dealing with a Chase card, Apple would not be out any money

They sure would if they accidentally credited your Chase card. Apple's site says

"Once we receive it, we’ll inspect it and verify its condition. If everything checks out, we’ll credit your original purchase method and send you any remaining balance on an Apple Gift Card by Email."

If they erroneously "credit your original purchase method", they would, in fact, be out of money. Dustin was erroneously credited. I don't see how it would be any different, other than it seems Dustin got his credit instantly, if his tweets were accurate.

If they instantly credited me and I sent them a lump of coal in the trade in, they would be, in effect, out of money, regardless if it was an Apple Card or a Chase card.