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Comment by wuschel

3 years ago

Out of curiosity, what happens if you use a free credit card e.g Barclays? Does living in the EU zone protect you? Do they have access to your bank account information?

I'm not familiar with the Barclay card. MasterCard has a service called True Name that lets you put whatever you want on your card. It's proprietary but I don't know if they keep it between the two of you. European countries have much stronger privacy protections, though they might have social security numbers which contain sex as an even/odd digit, and it's difficult to change. Checking account numbers are listed in these systems. Banks guard client account line items closely, although in the US the government has blanket access without a warrant.

  • In Norway tax return and salary is a public information available to everyone, handled by the government.

    • That’s not precise. Gross income after deductions and taxes paid is public information, salary is not.

As a US citizen living in the EU. They don’t give two fucks where you live and will happily tell anyone anything that has your social security number. I’ve thought about trying to complain to them about the GDPR… but anyway, if you have a non-US card, the US credit checks won’t register it because the non-US banks don’t report it, even though they know you’re a US citizen. We have a non-US Mastercard and Amex, and they aren’t on our US credit reports. In fact, we no longer have any US debt but our credit scores are less than 500 for paying it all off. It may literally be impossible to move back and have the same quality of life we did when we moved away. Might just stay here forever.