Comment by politician

Of course, you're right and IANAL. Indeed, the quote I chose to include was from the "special circumstances" section, it may only apply to 10 states, and there are special requirements. Also, you are correct that a class would only include victims of wrecks whose OnStar systems were cancelled but active (and possibly any other people affected by the wreck -- e.g. the people in the other car).

Nevertheless, it seems unethical for OnStar to profit off human suffering when they are in a position to assist -- I suspect their crash statistics are among the most profitable data they collect.