Comment by vwoolf

The Bay Area is unaffordable because most cities haven't allowed anywhere near enough housing to be built by land owners over the last five decades: https://techcrunch.com/2014/04/14/sf-housing/.

Return building rights to land owners and the problem will be solved. The insane thing is the way coalitions of existing owners conspire to reduce supply and thus increase the values of their assets, and the rest of us just go, "Oh, okay, that's cool, that you're conspiring to embeggar the rest of us."