Comment by msandford
3 years ago
The other thing you can do is setup a trust for yourself so that you're broke on paper long before the trust runs out of money. I don't know if it's ethical but it's legal.
3 years ago
The other thing you can do is setup a trust for yourself so that you're broke on paper long before the trust runs out of money. I don't know if it's ethical but it's legal.
What's unethical is a system that completely drains a person's wealth for getting sick.
Certainly this happens for procedures that should be cheap, and nursing homes are also a huge issue. But in the current discussion it's not clear to me that something like a heart transplant should be cheap. Development of a novel treatment can be very expensive and sometimes involves scarce resources.
Heart transplant is free in countries with a tenth of USA GDP per Capita. And it's not a major cost in their health systems.
American healthcare system is absurdly inefficient.
In most developed countries heart transplants are literally free. That's what proper healthcare system is for.
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It can't be cheap, and in any high quality medical system apart from US thats not a concern for the patient, ever, at all.
One of those cases where US individualism and utter lack of social thinking (completely unrelated to socialism/communism but many simpler folks fail to distinguish that) screws up needful parts of society