This is literally how societies function - you contribute a small amount to the general pool, you use small amounts from the general pool. In some cases bigger chunks go for bigger works like ISPs or bridges. I certainly hope you don't want a world where every road, bridge and traffic light is independently owned.
Sounds more like how crony politics for personal gain works. Alternatively, you could finance the hospital, fire depart, or whatever without an middle man siphoning off "their fair share"
So if you want to see this theory in action go to developing countries with an elite ruling class where they don't disperse funds to social works and see how nice it is, behold their lame GDP, etc.
The country I live in SE Asia is a good example. It's quite libertarian out here and yeah being able to pay for private hospitals is nice, but generally speaking your quality of life is lower, quality of goods is lower, average person is less educated, traffic is a crippling problem due to poor planning, it goes on and on. And despite labor being super cheap, roads are a mess, sidewalks are few and far between and if you do get one it's crowded with junk.. Only 10% of the country pays taxes, the inequality with the rich is massive, and if you're not in the top 1% you're basically a poor.
I recommend everyone in a rich english speaking country spending at least a year or two living in a developing country to get some perspective
Coordination games and public goods games (which arguably model insurance) work best when people don’t adversely self-select, but coordinate around the social optimum (for insurance, when the risk pool is as large as possible). Whatever can orchestrate such coordination adds value. If people do it on their own, great, but some problems have characteristics like time horizons such that the coordination doesn’t happen without an authority. Yes, this brings in other public choice problems, but the trade-off is not necessarily bad.
Alternatively, you could finance the hospital, fire depart, or whatever without an middle man siphoning off "their fair share"
This has already been tried. People used to subscribe to fire service, or ambulance service. It doesn't work, and is also bad for society.
If you want people to only use the things they directly pay for, and not pay for shared things through taxes, then only drive on your own driveway. Don't drive on any roads outside of your cul-de-sac. Don't get your Amazon order delivered on state and federally-funded highways. Don't fly out of any big airport in America. Don't fly on any commercial airline, since they have all received taxpayer bailouts in the past. Don't use a bank. Don't use money. Hire a security guard to protect your property, and another one to follow you around every day. Get your water from a well on your own property.
For an 88-day-old account to be this stunningly obtuse, I'm going with "troll," rather than "genuinely completely oblivious to how the world works."
In this case the "middle man" is literally doing the work. Money doesn't build things. It goes to entities so that they can build things. I suspect you know this, but it _seems_ like you don't.
Ah! - so the next neighborhood over has all-private roads, and the homeowners association there (not the government) pays for all snow plowing, crack & pothole patching, repaving, storm sewer work, etc. that might be needed?
This is also why USPS is crucial for rural areas. The Government should be subsidizing this work because if they don't people in rural areas are left behind.
This is literally how societies function - you contribute a small amount to the general pool, you use small amounts from the general pool. In some cases bigger chunks go for bigger works like ISPs or bridges. I certainly hope you don't want a world where every road, bridge and traffic light is independently owned.
Yeah, wait until you find out that some of your tax dollars go to pay for bridges you never use or to bomb people who never personally insulted you.
Well, there is a lot of legal graft in society
Dont drive on roads I guess? Would hate to be apart of graft.
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What exactly are you advocating as an alternative? Leaving the unserved homes unserved?
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Today you help finance someone’s fiber, tomorrow they help finance your hospital/fire dept/etc, that’s the whole idea of public works.
Sounds more like how crony politics for personal gain works. Alternatively, you could finance the hospital, fire depart, or whatever without an middle man siphoning off "their fair share"
So if you want to see this theory in action go to developing countries with an elite ruling class where they don't disperse funds to social works and see how nice it is, behold their lame GDP, etc.
The country I live in SE Asia is a good example. It's quite libertarian out here and yeah being able to pay for private hospitals is nice, but generally speaking your quality of life is lower, quality of goods is lower, average person is less educated, traffic is a crippling problem due to poor planning, it goes on and on. And despite labor being super cheap, roads are a mess, sidewalks are few and far between and if you do get one it's crowded with junk.. Only 10% of the country pays taxes, the inequality with the rich is massive, and if you're not in the top 1% you're basically a poor.
I recommend everyone in a rich english speaking country spending at least a year or two living in a developing country to get some perspective
Coordination games and public goods games (which arguably model insurance) work best when people don’t adversely self-select, but coordinate around the social optimum (for insurance, when the risk pool is as large as possible). Whatever can orchestrate such coordination adds value. If people do it on their own, great, but some problems have characteristics like time horizons such that the coordination doesn’t happen without an authority. Yes, this brings in other public choice problems, but the trade-off is not necessarily bad.
Alternatively, you could finance the hospital, fire depart, or whatever without an middle man siphoning off "their fair share"
This has already been tried. People used to subscribe to fire service, or ambulance service. It doesn't work, and is also bad for society.
If you want people to only use the things they directly pay for, and not pay for shared things through taxes, then only drive on your own driveway. Don't drive on any roads outside of your cul-de-sac. Don't get your Amazon order delivered on state and federally-funded highways. Don't fly out of any big airport in America. Don't fly on any commercial airline, since they have all received taxpayer bailouts in the past. Don't use a bank. Don't use money. Hire a security guard to protect your property, and another one to follow you around every day. Get your water from a well on your own property.
For an 88-day-old account to be this stunningly obtuse, I'm going with "troll," rather than "genuinely completely oblivious to how the world works."
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In this case the "middle man" is literally doing the work. Money doesn't build things. It goes to entities so that they can build things. I suspect you know this, but it _seems_ like you don't.
Are you also concerned about your tax dollars paying for roads in the next neighborhood over?
The neighborhood developer paid for that. The roads connecting, donated many many years ago by the landowners at that time
Ah! - so the next neighborhood over has all-private roads, and the homeowners association there (not the government) pays for all snow plowing, crack & pothole patching, repaving, storm sewer work, etc. that might be needed?
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Good thing roads are permanently in working condition!
This is also why USPS is crucial for rural areas. The Government should be subsidizing this work because if they don't people in rural areas are left behind.