Comment by Spooky23

Targeting zero is an immature approach that is self-destructive in most cases.

If your incentive is to have zero fraud, the organization will find ways to not detect fraud or add so many controls and audits that the cost of doing whatever will go up.

There’s a balance. In the tax world, the de-clawing of the IRS for certain things have dramatically impacted compliance. You want enough enforcement that you’re discouraging median cheater, but not so much the cure is more expensive.