Comment by 988747

Two-factor authentication is my least favorite thing about PSD2. Back in the day I would simply memorize my credit card data, and was free to buy anything online, anytime. It also gave me confidence during the vacations abroad that if i get mugged on the street I will still have access to my money. Now I need to keep my phone close for SMS codes / mobile app authorization, and I need to keep a backup phone just in case my primary phone breaks/gets lost/is stolen.