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Comment by RcouF1uZ4gsC

4 years ago

Handling cash is not free. You have to count it. It can be easily stolen. It is a target for armed robberies.

In addition, credit cards increase how fast you can process customers. Given all that, I am not sure that credit cards are such a bad deal for merchants.

Yeah, cash looks cheap when being handed over the counter, but the costs are realized later. Brinks and Loomis are both multi-billion dollar companies.

Debit cards is the cheapest payment mode for merchants. Then cash. Credit is most expensive.

  • Not if the merchant wants to evade taxes. Which is why you see 10%+ discounts for cash (but not debit card or ACH) at some small businesses or independent contractors.