Comment by stickfigure

To concur: We have been living with private, decentralized social credit scores of varying sizes for most of our social history. Imagine you are asked for a $1000 loan from: a family member/a good friend/an acquaintance/a total stranger. There's nothing fundamentally wrong with being selective.

These only get scary when they are centralized. You can live without Airbnb. A government-mandated no-sleep list would be life changing.