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Comment by pclmulqdq

3 years ago

Technically, I would assume that you probably can claim this as a capital loss if you have actually realized a loss (eg you spent money on software related to the business or something), but those are capped at $6,000 a year. Those expenses previously could have gone on a schedule C, though.

So are the taxes capped also? Didn’t think so.

  • The gains on taxes are uncapped, but the losses are capped per year. I think if you have a bigger loss, you can carry it forward even as an individual and apply it against future gains (or take another $3000 deduction). Apparently the limit is $3000 for married couples, I thought it was $3000 for individuals.

    • It's $3k period, for offsetting normal earned income. There is no cap on offsetting capital gains (for example, from selling stock). And you can do both, e.g. wipe out for example $20k in capital gains then another $3k in normal income.

      I sold a business at a $60k loss 4-5 years ago and between capital gains offsets and normal income deductions I still have about $30k in deductions left.