In many countries you have a cheap, easy to implement and fast bank to bank for online which is faster, cheaper and more secure. And as such, mostly impossible to chargeback because unless you had a gun to your head, it was you who did the transaction.
In those regions, incentivise those means; give 5% discount for paying like that. We accept those in region where they are available, we also have our IBAN for you to pay directly. Some companies prefer that as they pay all their other invoices that way.
It would be relatively easy to implement in Ireland, but I've only used it once (buying from a shop in Germany). I placed the order on their website, and they gave me an IBAN and a reference number. I did a bank transfer to that account using the reference number they gave me, and they marked the invoice as paid and shipped the product. Simple system, though I'm not sure how they monitored their bank account: it may have been manual. It would work for any company which uses IBANs, which is all SEPA companies and many more besides.
Australia has a system called POLi. This injects a popup into the checkout page of a website which allows you to log into your own bank and do a transfer from there. That works well, and seems quick and easy for the customer.
In many countries you have a cheap, easy to implement and fast bank to bank for online which is faster, cheaper and more secure. And as such, mostly impossible to chargeback because unless you had a gun to your head, it was you who did the transaction.
In those regions, incentivise those means; give 5% discount for paying like that. We accept those in region where they are available, we also have our IBAN for you to pay directly. Some companies prefer that as they pay all their other invoices that way.
It would be relatively easy to implement in Ireland, but I've only used it once (buying from a shop in Germany). I placed the order on their website, and they gave me an IBAN and a reference number. I did a bank transfer to that account using the reference number they gave me, and they marked the invoice as paid and shipped the product. Simple system, though I'm not sure how they monitored their bank account: it may have been manual. It would work for any company which uses IBANs, which is all SEPA companies and many more besides.
Australia has a system called POLi. This injects a popup into the checkout page of a website which allows you to log into your own bank and do a transfer from there. That works well, and seems quick and easy for the customer.
If you have something like Revolut Business and a few other banks, you can just use the API to monitor.
No need to. Just force card processor to implement 3D-Secure by default.