Comment by TRiG_Ireland
2 years ago
A lot of the other options are far more expensive to the service provider. They're mostly used by industries that the big players won't touch (porn, gambling). There is a much higher risk of invalid chargebacks in these industries. (That is, someone genuinely does use their card, and then denies it.) So the processor charges are higher to compensate the extra work involved. (Also because they can.)
'friendly fraud', they call it