Comment by ksey3
3 years ago
In this case CBDCs (the interest bearing kind) actually have the potential of disintermediating banks. Or atleast reducing credit/liquidity risk. Grandma's savings/deposits arent going to evaporate the next time a bank collapses. Cause her CBDCs are going to be sitting in her wallet.
> Grandma's savings/deposits arent going to evaporate the next time a bank collapses.
That's already the case.
if they are interest bearing, there will always be some risk involved by definition....