Comment by searchableguy

> I've discovered that being with a real bank is better in most ways

Same in India. I tried using a neobank but quickly closed the account. They don't have the services traditional banks do and everything was slower than it is in my current bank. My current bank will pick up any paper and signature they need from home or deliver any documents to home the same day.

I get better Forex rate than wise or any startup. The target audience for these neobank are college students or new working people.

For reference, I use ICICI which is the third largest bank in India.