Comment by jokethrowaway

I moved hundreds of k with wise to buy a house and went through the same bullshit. Took around a week.

Then the bank which received the money from wise wanted the same and it took a month and they even charged me 500€ for the verification.

Don't blame wise, blame your shitty governments and the shitty regulations.

They're just covering their asses from the government.

I also "bank" with Revolut and Airwallex. Revolut and Airwallex never asked me anything even on ~100k.

Airwallex is a business account though.

I'm sure it's pretty random. Anecdotally, I've heard of people getting locked out of Revolut / Airwallex.

If you want better service you probably need to go to some bank in a blacklisted country without all these anti money laundering BS regulations

Banks in the Uk have always been pretty lax in my experience, way better experience compared to europe (and also much better deals / interest rates)