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Comment by paraselene_

2 years ago

"since transfers are close to instant" for US, no?

ACH pull/push takes days to get credit either way, wire is faster but still no where close to instant? I know SEPA "can" be instant, but AFAIK wise doesn't do (near)instant transfers to/from US.

I don't know but ACH times have been variable for me from almost instant (few minutes) to a few days. But for Wise, it's usually a 10 minutes window.