Comment by px43

That's great. If banks work better for you, that's awesome. Recognize the privilege though. About half of the people on the planet are unable to even open a bank account, and banks have been becoming increasingly predatory in the past few decades, especially in developing nations. They also are lagging decades behind in their capabilities.

Other options exist now, and I think that's pretty great, even for people who prefer using banks. The competition forces banks to provide better services to their customers, which improves quality of life for everyone.