Comment by notnaut

In New Jersey I have to let an attendant pump my gas. If I have a heart attack while he’s pumping gas, but I never explicitly say “please stop once it’s full” and he, innocently enough, takes the still-flowing gas hose and pops it into a sewer grate once my tank is full, you’d be hard-pressed to find a reasonable person agree that the attendant was throwing me a lifeline when he refunds me after I come back complaining about my $2k gas receipt.

This is a dumb analogy, but the point is there is very obviously a pattern in this payment process that is ripe for abuse. The question of whether or not you aim to be an abusive business, plucking every shady profit where you can put the onus on the customer to try to come get their money back is one that many companies are deciding, and many are erring in the direction of the dark pattern.

By not working to avoid this problem from the get go, there is an implication about how a company wants to make their profits.