Comment by jokethrowaway

As a seller I have the opposite experience.

Plenty of morons just use the service and chargeback right before renewal so they got the service for free, some just chargeback instead of cancelling their plan or asking a refund. I get hit with 15$ bill plus I lose all the money even if I provided the service.

Whatever email / data from my system I send is ignored and the scammer / moron gets his money back.

I'm sure that's how it works if the vendor is large enough.

If you are a small fish you don't stand a chance, which is why for my next project (where I'm supposed to charge a lot and spend a lot on behalf of the user - and I'll be royally screwed if I start getting chargebacks on 500$ of which I've already spent 450$) I'll just accept crypto payments.