Comment by jupp0r

"The government also said Apple had tried to maintain its monopoly by not allowing other companies to build their own digital wallets. Apple Wallet is the only app on the iPhone that can use the chip, known as the NFC, that allows a phone to tap-to-pay at checkout."

NFC works fine with ChargePoint for example. There are APIs for app developers to take advantage of the chip if they want to use the functionality on their own hardware. This is merely about the level of abstraction that access is allowed to, and as a consumer, I appreciate Apple enforcing rigorous standards there vs dealing with 500 different buggy implementations.