Comment by dangus
2 years ago
I wouldn’t count the Amazon card because unless you subscribe to Amazon Prime at $140 a year you can’t get that rate.
I canceled my Prime membership and instantly the reward rate dropped to 3%, which is a pretty crummy store card. Compare to Target as an example - 5% without the pricey subscription.
You have to buy an insane amount of stuff from Amazon/Whole Foods/Fresh to make that product make sense above and beyond other rewards offerings.
I don't disagree, but it's really the other way around, if you have Prime it's worth getting that card and the same for these other special cases, all depending where most of your spending goes.
In general cashback on cards isn't going to save you much money, but it's still nice picking up several hundred dollars worth of cashback over the course of a year.
True, if you have Prime anyway it’s a no-brainer.