Comment by sgerenser
2 years ago
Nope, not against VISA ToS. Post you're replying to indicates it's no longer "illegal" but it was never actually illegal to charge a surcharge, it was just disallowed by ToS. This is no longer the case as of 2013 and retailers are now free to charge a surcharge if they so choose.
You are referring to the USA here. In most parts of Europe / EU it's actually still illegal for vendors to discriminate on price based on the type of payment.
It's newly illegal, and even that's only since the interchange fees were capped by the European Commission to a maximum of 0.3%/0.2%.
As far as I know they're also allowed to charge surcharges for non-capped cards (e.g. business/commercial cards, three-party schemes like Amex etc.)