Comment by nfriedly

> It's simple, and mostly no-nonsense.

Yeah, that's the other reason I like it: I rarely have to think about it. Both paying off the monthly balance and cashing out the rewards are fully automated.

All I have to remember to do is save a copy of the annual summaries at least once every 3 years, because they don't let you go back farther than that.

I try to keep most of my finances "on rails" like that where bills, savings, etc. just happen automatically.