Comment by k8svet
2 years ago
I'm not interested in giving more parties access to my financial data, certainly not an ad company. And I'm not about to buy an iPhone to use it. Also, merchant support for it is abysmal. But, appreciate the tip all the same.
I don’t know where you are but NFC terminals are extremely common here (I’m in CA). And Apple Pay doesn’t track your transactions. It actually protects you better than a regular card by using a distinct number tied to the secure element in the phone, and thus your passcode/biometrics. Even if the merchant is hacked your number is useless.
Well, for the example that started this subthread, it's not exactly as if I'm entering my address to swipe my card. I'm talking about online purchases.
And I already addressed Apple, and I certainly don't trust Google. Like, sure, I'd use Apple Pay, except the entire concept of their ecosystem has no place for someone like me. Apple chooses not to support Android, not the other way around. Not least of which, I'm not at all impressed at Apple's ability to run financial products, or manage online security.
Imagine my surprise upon finding out that the only way to use 2FA with an Apple ID is a phone number. Stunning.
Apple Pay also fills all of your address information when you buy online. You can tap Apple Pay, double click the side button and done. Trusted devices are the basis of Apple 2FA, not a phone number. All of your information stored with icloud (aside from email and calendar) can also be encrypted such that if you lose your recovery key and passcode, your data is gone forever. That’s the best online security available in a consumer device.
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