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Comment by whatshisface

7 months ago

Seatbelts are a legal requirement because my car insurance would have to pay for your medical bills if not wearing a seatbelt turned my failure to stop from a minor accident into a serious head injury. In other words, your lack of a seatbelt affects my liability. There is no analogy between that and safety devices for uninsured activities carried out alone, in our own homes.

This isn't the case in most countries, seatbelts did become a legal requirement though.