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Comment by nox101

2 years ago

That sounds like it has possible unintended consequences? "Go shoot lots of guns and do violent things and then our hazard pay will go up!"

Only as much as any other such thing.

Did home insurance availability increased arsons in any significant number?

  • I could be wrong but rarely do you get > replacement money from insurance. Pay $1000k for home, burn it down, get $800k from ins. You're out $200k.

    Or am I mis-understanding how home insurance would incentivize arson