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Comment by cs702

9 months ago

Actually, you get one free year of credit monitoring.

After the first year, you'll be asked to pay for monitoring.

Actually, you'll need to input your credit card or other payment details for the one year, and after the first year they'll automatically remove money from it. Cancellation is not posible.

  • That’s why I sign up with virtual credit cards from privacy.com.

    If I don’t like the service, then I can cancel the card. And I can limit them to how much money can be taken out per transaction, or per month, or per year, or total. Or the card could be a one-time only card. And it will be merchant locked, so if anyone else tries to charge that card, they get refused.

Given how many data breaches I've been in, I'm pretty sure I have more unclaimed years of free credit monitoring than there are grains of sand on a beach.