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Comment by stvltvs

9 months ago

This is good as far as it goes, but what about all those times customer support for companies unrelated to your credit asks you for the last four of your SSN (birthrate, address, etc.) to confirm your identity?

If they aren't doing a credit pull, it's fine. If they are, you unfreeze for the month, but credit pulls hurt your credit. You shouldn't just do them randomly.