You could freeze your credit, it you wanted to be careful. Realistically though, you should have already been monitoring to check if unexpected things were being done in your name. I’ve presumed that all our SSNs have been out there for years now due to one hack or another, that this hack just makes it indisputable doesn’t change much.
Just like a lock on the door, it raises the barrier to a non trivial level. It does not give you a ft Knox level impenetrable fortress.
I recently froze my credit with the big 3 and it was easier than I pictured. I don't know if they slow you down if you try to unfreeze it immediately after clicking "forgot password".
You could freeze your credit, it you wanted to be careful. Realistically though, you should have already been monitoring to check if unexpected things were being done in your name. I’ve presumed that all our SSNs have been out there for years now due to one hack or another, that this hack just makes it indisputable doesn’t change much.
What's required to freeze/unfreeze your credit? Your SSN and address info? All of that is in the breach for millions of people.
Just like a lock on the door, it raises the barrier to a non trivial level. It does not give you a ft Knox level impenetrable fortress.
I recently froze my credit with the big 3 and it was easier than I pictured. I don't know if they slow you down if you try to unfreeze it immediately after clicking "forgot password".
Freeze your credit with the three major credit agencies. Set up an IRS pin.