Comment by autoexec

I doubt it, since nobody is being denied housing or services. Health insurance companies have plenty of data to back up their practice. Your zip code might be the single most important predictor for longevity (https://time.com/5608268/zip-code-health/).

More importantly, your insurance company is never going to tell you that that's why they raised your rates. You're just going to see a high bill. Same way that a potential employer isn't going to tell you that you didn't get the job because of something you said on social media 14 years ago, or because the information they got from a data broker says you drink a lot. You just get ghosted.

That's the problem with surveillance capitalism. Even as all that data increasingly impacts your life you're almost never aware that it's happening and have no ability to appeal or correct the record.