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Comment by ivan_gammel

1 year ago

1. Image recognition: many banking apps offer support for transfers via QR codes.

2. I18n: the app may not speak your language, but you may set the display names of your savings accounts in Unicode.

3. Branding: text doesn’t offer much there, high resolution GUIs can offer a lot, not just a logo or colors, but also custom fonts, icons, images, interaction scenarios etc.

4. Telemetry: well, that’s just a lot of extra logging code.

5. A/B testing support: code for running experiments as well as code and assets for A and B variants.

6. Just a lot of business functionality that is much cheaper to develop today, including things like onboarding flows, chat with customer support etc etc.

That’s what comes to my mind immediately. Probably there’s plenty of other things.

> 1. Image recognition: many banking apps offer support for transfers via QR codes.

Accepted.

> I18n:

Outside of CJK, every new language takes a couple of kilobytes. You cannot explain megabytes with that.

CJK I already mentioned, it might be beyond reach? But actually in 1986 I saw the first IBM PC with a Kanji UI. I have no idea how much memory it had. But I might guess that might still have been hardware where 640 kilos(!) is more than anybody would ever need? Not sure.

> 3. Branding

I couldn't care less as a customer. The bank should offer good rates and flexible service. They can keep their branding.

> 4. Telemetry

Everything the user can do on their qwerty can be logged with kilobytes of code.

> 5. A/B testing support

Same here. Remember our interface is 80x25. Many variants of that fit into just kilobytes.

> chat with customer support

I started to use IRC in 1990. Don't remember how big the clients were and cannot quickly find a reference. I would guess 100 KB max, probably less. Using a camera would not be possible, we had that already under QR.

  • But actually in 1986 I saw the first IBM PC with a Kanji UI. I have no idea how much memory it had. But I might guess that might still have been hardware where 640 kilos(!) is more than anybody would ever need?

    There were a number of computers and computing devices with 64K or less that displayed kanji.

> 1. Image recognition: many banking apps offer support for transfers via QR codes.

The nice link https://www.emergetools.com/app/example/ios/examp_fCeiq7Z6xe... given elsewhere in this discussion reveals another functionality: Check scanning.

Living in a country where checks have been abandoned some 30 years ago, I can only shake my head about the irony. Scanning checks with an alleged high-tech device...