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Comment by jnwatson

5 months ago

I froze the report, and I also told my employer not to report anything to Equifax (which luckily my employer allows).

This made getting approved for a mortgage more difficult. These days, loan officers just expect to be able to hit a button and get all your info.

We're losing the privacy battle.

Loan officers typically want to see bank account balance, paystubs, and tax records.

  • unfreeze it just for that report. You can ask the bank, credit card, mortgage loaner which credit bureau they use and then unfreeze your account for 2 weeks.