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Comment by zo1

5 months ago

Maybe I'm missing something... If the data doesn't come from the employer, then how does the "payroll" company get it?

It is indirect instead. The employer tells the payroll company: pay employee $x (and handle deductions, retirement contributes etc ...) The payroll company then has this data and can resell it. I would expect the contract the employer has with the payroll company explicitly allows for the data sharing.