Comment by eszed

Everything you say about risk-management is correct, but none of it scales down to non-profit organizations without employees. Pensions aren't involved, commodity trading is irrelevant, and insurance for four or low five-figures of "float" isn't practical.

Your services look great, and I don't "get" these guys either. The people who do are (for now) happy to contribute at whatever level for whatever reason. Not being a "competitor" (as you seem to be?), I'm happy to wish them well.