Comment by Brian_K_White
7 days ago
Public info that you bought a property is entirely different from info about all the properties you are searching for and seriously considering. Especially being able to couple that with what you eventually did later.
If you're uploading a loan estimate you've already made a loan application for a specific house- this isn't going to give them information on every house you were considering, it is probably just the single house which accepted your offer and are shopping around for financing.
Why would a name and a random property address have value before the transaction, but not after it?
Well, one is before they spend a lot of money, and the other is after. In only one of those scenarios are they prone to spear-phishing wire fraud on the Title deposit. The victim is already primed, and has indicated they have gobs of money set aside.