Comment by aaln

The tool analyzes mortgage loan estimates and closing disclosures to find every potential place a buyer might be overpaying, every negotiable fee, and show the buyer a comprehensive AI analysis so they don't get screwed over and can have peace of mind on buying their home.

When I was closing on a house, I called a few friends to help review my mortgage, and we found lots of mistakes. For example, I was getting charged transfer tax, which didn’t make sense for Florida where the seller typically pays that. The deeper I dug, the more I realized how much gray area there is with these documents - what’s negotiable, what’s inflated, what's normal in the property's jurisdiction, and what’s just non-competitive but seems ok since there's a lot of simplified complexity that goes into mortgages and what's an extra 1-3% on a mortgage that's "just going to be refinanced in 6 months" when interest rates go down.