Comment by apinstein

hmm. I don't see why not optimize closing costs. I have done so on 4-5 mortgages myself. When sourcing your lending options, if you are a good borrower at least, you will have multiple options. I always asked for a full closing cost estimate and compared. Usually saved $2000-5000 through a combination of:

- effectively shopping around items like title insurance, appraisals, etc by pointing out differences b/c competing vendors - identifying BS items that are not even on all offers, and simply having them removed. people like to add bogus fee lines.

For sure doing this as lead-gen is great. Agree that there is a huge risk of uploading personal info -- in the future local AI's will be able to do this. In the short term, they should partner with a known brand to give credibility.