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Comment by benatkin

3 days ago

Indeed. It also seems more like Plaid than ElcomSoft.

If this is indeed like Plaid, a simple clause in the README would put a lot of people at ease (I looked carefully for this before making my comment): This Unofficial API was built with the express written consent of Venmo (or whatever their LLC is called).

It’s an easy thing to add to the README if it’s true. But if it’s not, that’s a problem.

  • Mind providing a link so I can validate this? Plaid might have API providers' permission now, but did they at the start? I forgot to mention that I was talking about when Plaid first started.

Plaid use screen scraping which is why it breaks all the time. In terms of reverse engineering undocumented but official APIs, you’re thinking of their competitor Teller.

  • I was under the impression that they've built up much warmer relationships on the financial account side and correspondingly have more reliable integrations than they used to.

    I've personally noticed it tends to break a lot less than it used to.