Comment by fromMars

Before smart phones or the rise of the internet your information was mined by credit agencies for use by banks, employers and other forms of credit lending.

Credit cards and Banks sold your data to third parties for marketing purposes.

Payroll companies like ADP also shared your data with the credit agencies.

This is not a new phenomenon and has been the currency of a number of industries for a while.

The only thing that has changed is the types of data collected. Personally, I think these older forms of data collection are quite a bit more insidious than some of the data mining done by a game like Niantic for some ml model.

I have a lot more control over and less insidious consequences from these types of data collection. I can avoid the game or service if I like. There isn't much I can do to prevent a credit agency from collecting my data.