Comment by AnAfrican
1 year ago
>Finally, if corporations can’t debank people, how do they handle unusual cost/risk? With pricing, of course. If porn and crypto transactions pose extraordinary financial risk, then allow pricing based on actual financial risk.
And you're absolutely certain that powerful and vocal crypto people won't claim that this special pricing is discrimination as they're doing now with debunking ?
Look at the mortgage and credit card markets.
Most lenders don't discriminate via pricing - they accept or deny individual applications. The market discriminates via pricing, as higher-cost providers are willing to loan to customers who pose more significant credit risks.
Mortgage market works as you describe.
Credit card market works very differently - if Visa and Mastercard debank you, then you are effectively excluded from the market.