It's not really a matter of intelligence, and nobody's smart 100% of the time.
Let's take the average person on this forum, who's probably pretty tech savvy. Their odds of falling for a scam on a given day might be 1 in a billion. But when they're exhausted after work, they might be 10X likelier to fall for a scam. Another 10X when they're stressed out about family life, or going through a breakup. Another 10X when they're out drinking with their friends. And so on.
Eventually, whether it's due to age or other factors, everyone gets to be in situations where they're susceptible to scams. And scammers are experts at emotional manipulation, exploiting fear and embarrassment.
It's not really a matter of intelligence, and nobody's smart 100% of the time.
Let's take the average person on this forum, who's probably pretty tech savvy. Their odds of falling for a scam on a given day might be 1 in a billion. But when they're exhausted after work, they might be 10X likelier to fall for a scam. Another 10X when they're stressed out about family life, or going through a breakup. Another 10X when they're out drinking with their friends. And so on.
Eventually, whether it's due to age or other factors, everyone gets to be in situations where they're susceptible to scams. And scammers are experts at emotional manipulation, exploiting fear and embarrassment.
100% - yes - if you follow simple rules