Comment by gimmeThaBeet

I don't want to generalize it but as soon as you said "if the culture here is different than the U.S" I thought "Okay yep that's why."

I don't even know if it counts as culture, but the US inevitably seems to have such a refined sense of litigation and, insurance mindset for lack of a better term?

Anecdotally, schools are indeed a prime example, we had cooking classes in high school that were stopped because of the costs to insure for it.