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Comment by adamredwoods

3 days ago

We have UnitedHealth, and my wife died of cancer. They denied a lot of things, but ultimately, they covered a lot when we rapidly soared past our deductible. We kept a running list of EVERY bill paid. It's a shame they put so much onus onto the family dealing with tragedy.

So while it was a pain to fight them on every bill, they did shell out for us.

Some of the biggest battles were with the hospital bill collectors.

So sorry for your loss. It is crazy that cancer treatments are so criminally expensive.

The analysis in the comments suggests that UHC pricing is high due to cartel like price fixing. So while they “shell out” it seems like they are playing a shell game to loophole the 85% rule.