Comment by kenjackson
3 days ago
Thank you. That makes sense. Why are you being downvoted? I'd love if someone could say why they're downvoting you, because it seems like you addressed my question -- unless you just fabricated an answer -- but it would be nice if they said that.
Because in reality PBM and insurance company owned by the same corporation, in this case: UnitedHealthcare, UnitedHealthcare Insurance, Optum. This makes it possible for PBM & instance work out any price they want, loophole cap on profit for insurances required by law (15%), and bring cost of healthcare up. Pure fraud it is.