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Comment by itake

1 day ago

> They bank it as any insurance company should do. Invest it cautiously.

I hope they aren't investing that capital. AFAIK, insurance capital needs to be liquid, for it to be ready for a payout.

You still didn't address my point is that $25m/yr is a drop in the ocean. "investing $25m properly" will have zero impact on the business.

It will have atleast be > than zero, and doing it every year instead of giving it away to some overpriced CEO will it will accumulate.

  • I don't think you quite get how little money it is for these types of operations, 25m is essentially missing 2-3 zeros before it becomes anywhere near usable and even worth it to bother.

  • State Farm’s revenue was $104.2 billion for 2023. His payment was 0.02% of the revenue. That’s basically a rounding error.