Comment by to11mtm

Politically speaking it easily becomes untenable. (Even if, the conversation could lead to better solutions.)

Existing homeowners could easily get excluded from insurance, and/or be 'locked-in' on their home due to inability to sell it vs cost to make it salable.

There are examples even from the CA fires of properly designed and landscaped houses doing very very well amidst structures now practically uncrecognizable in original form. Most of the tech is there, but attempts to force it would have n-order effects leading to the political unpopularity.