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Comment by kqr

4 days ago

Another factor worth considering is that being physically active also prevents other ailments, so (even downhill) bikers may still be more profitable for insurance companies!

I couldn’t agree more. Road biking has entirely fixed my lower back and neck issues, my knees have come right and getting up hills has knocked 15-20kgs off me in the last year. I just wish I could get out there more.