Comment by Brybry
2 days ago
Your point is also covered in the audit report linked by the parent.
Cost was not the only factor. They seem to be trying to handle missing data the right way rather than use a kludge.
They did not want to add inaccurate death data to Numident records, for a variety of reasons, one being that it could cause release of information for living people when they're accidentally added to dead people records. The SSA also thought adding annotations would legally require a new regulation and would have impacts on other consumers of the data (ie. states, etc).
How to handle missing death data in this case does not appear to have a clear and simple solution. But it also does not appear to be evidence of poor record keeping for modern records or a major cause of concern for "eventual massive fraud".
Missing data means == no payments until data is updated.
This creates a driver, somebody who is motivated to get it fixed. If the person does not exist they won’t be calling for their check, or if the entry fraudulent, fraudster will run the risk of exposing them self in the process of trying to get the checks flowing again.